Add to My MSN

Online Tips For Exploiting the Working Poor

12/11/2007 4:55:09 PM

Tags: online satire, predatory lending, payday loans, working poor, exploitation of poor, Predatory Lending Association, fake trade groups

PredatoryLendingAssociationRemember Black People Love Us? Or, for that matter, A Modest Proposal? The Predatory Lending Association (PLA) follows in this fine tradition of satire.

The PLA’s website offers professional payday lenders a variety of tools to help them target the working poor, “an exciting, fast growing demographic that includes: military personnel, minorities, and most of the middle class.” Highlights include the Working Poor FinderTM, a chart on the relative merits of predatory lending and indentured servitude, and the “Myth vs. Reality” page (which relies heavily on market fundamentalism boilerplate ad absurdum).

The satirical website is interactive, sharp-looking, loaded with content, and solidly deadpan. Inevitably, not everyone gets the joke. The site is so subtle, its almost-credible tone so consistent, that it’s an easy mistake to make. What’s more, real payday lenders might even find the site’s tools and extensive information genuinely (if only slightly) useful.

(Thanks, the Street.)

Steve Thorngate

The Predatory Lending Association’s logo is licensed by Creative Commons.



Related Content

Think Tanks, Twice Thought

What to do with policy recommendations “too crazy conservative” for even the Heritage Foundation? Th...

When Spiritual Investments Go Bust

There has been a steady increase in church bankruptcies and foreclosures in the financial crisis....

The Future of Cowpoke Literature

Have you spent hours mulling the future of Texan literary culture? Well, stop right there, buckaroo,...

Need a Jackhammer for the Weekend? Use Your Library Card

Libraires in at least three countries and 15 American states are lending tools....

Content Tools




Post a comment below.

 






Pay Now & Save $5!
First Name: *
Last Name: *
Address: *
City: *
State/Province: *
Zip/Postal Code:*
Country:
Email:*
(* indicates a required item)
Canadian subs: 1 year, (includes postage & GST). Foreign subs: 1 year, . U.S. funds.
Canadian Subscribers - Click Here
Non US and Canadian Subscribers - Click Here

Want to gain a fresh perspective? Read stories that matter? Feel optimistic about the future? It's all here! Utne Reader offers provocative writing from diverse perspectives, insightful analysis of art and media, down-to-earth news and in-depth coverage of eye-opening issues that affect your life.

Save Even More Money By Paying NOW!

Pay now with a credit card and take advantage of our earth-friendly automatic renewal savings plan. You save an additional $5 and get 4 issues of Utne Reader for only $31.00 (USA only).

Or Bill Me Later and pay just $36 for 4 issues of Utne Reader!